Insurance & Rates

Out of Network Insurance

I am an Out of Network Provider: If you have out of network benefits I would be happy to provide a receipt of payment monthly to submit to your insurance for possible reimbursement.

If you are paying out of pocket, please know that many insurance plans are able to reimburse you for a percentage of your out of network therapy expenses (at times 50-70% of therapy costs are reimbursable).

Questions to ask your insurance provider to determine your benefits
  • Is there a deductible that must be met before receiving benefits for out-of-network mental health services?

  • Once you meet your deductible, what are your benefits for out-of-network mental health services?

  • Are there limits to reimbursement? For example, a maximum amount reimbursed per session or limit on the number of sessions allowed?​​

  • What is the reimbursement I will receive for a CPT code of 90834? (This number is what most 45 min individual therapy sessions are coded for).

Paying for sessions
  • Check, credit card, debit card, HSA, or FSA account. 

  • If paying by card, you will pay through an app called Ivy Pay. 

    • Ivy pay is a payment system created specifically for therapists and clients.  It is quick, easy and HIPAA compliant and keeps our therapeutic relationship confidential.

Advantages to paying out of pocket over insurance
  • Your personal information remains completely confidential. 
  • Your insurance company does not have access to your mental health diagnosis, type of treatment, or whether you're even receiving treatment.​
  • You get to decide how often and the duration of your treatment.  Your insurance company does not get to limit your sessions or make you justify receiving treatment.

  • Your insurance company will never deny a claim or suddenly fail to cover services after a policy change resulting in surprise personal payments.

  • Payments are predictable and easy to budget for, no surprise payments or changes due to unmet deductibles.​​

Cancellation Policy

If you are unable to attend a session, there is a 24 hour cancellation policy required.  Otherwise, you may be charged for the full rate of the session.

Session Rates

✧ Phone or Video Consultation (15 minutes) - Free of Charge

✧ Initial Clinical Intake Session (60-90 minutes) - $200

✧ Individual Therapy Session (45 minutes) - $150

Note: if you'd like a different length of session, please contact me and we can discuss this further. 

Any Other Questions

Please contact me for any additional questions you may have about rates. I look forward to hearing from you!

 

 

 

 

 

 

 

 

 

GOOD FAITH ESTIMATE Information:

Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

  • Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

  • Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises