✧ Phone Consultation (15 minutes) - Free of Charge
✧ Initial Clinical Intake Session (60 minutes) - $200
✧ Individual Therapy Session (45-50 minutes) - $175
Danielle Smith, LCSW, PMH-C
Therapist & Practice Owner
Accepting New Clients in New Jersey
*I hold a few reduced rate slots open for those who do not have out of network benefits*
Like most specialty providers, I do not participate in any insurance plans directly.
If you choose, you maybe eligible to use your out of network insurance benefits. You will be responsible for paying for each session in full at the time of your appointment. I will provide a Superbill on the first of each month that you can submit to your insurance for reimbursement.
How Much Will I End Up Paying If I Use Out-of-Network Benefits?
You can use the out-of-network reimbursement calculator below to get an individualized estimate of what your costs will be using your out-of-network benefits.
How Do I Use My Out-of-Network Benefits?
Your out-of-network benefits are usually pretty straightforward to use. Most insurance companies have you upload your monthly Superbill online (it’ll be sent to you on the first of each month) and then they will mail you a check with your reimbursement.
It’s always a good idea to call the number on the back of your health insurance card listed under Member Services.
You can ask them the following questions:
Do I have out-of-network outpatient mental health coverage? Am I able to use these benefits for telehealth?
What is my out-of-network deductible?
How much of my deductible has been met this year?
Do I need a referral from an in-network provider to see someone
What percentage of outpatient psychotherapy sessions are covered per session?
How much will I be reimbursed for a 45 minute psychotherapy session (CPT code: 90834)?
How do I submit claim forms for reimbursement?
How long does it take for me to receive reimbursement?
Paying for Sessions
You will pay for each session in full at the time of the appointment through a HIPAA compliant app called "Ivy Pay"
Ivy pay is a payment system created specifically for therapists and clients. It is quick, easy and HIPAA compliant and keeps our therapeutic relationship confidential.
Ivy Pay accepts credit cards, debit cards, HSA, or FSA accounts.
Advantages to Paying Out-of-Pocket Over Insurance
Your personal information remains completely confidential.
Your insurance company does not have access to your mental health diagnosis, type of treatment, or whether you're even receiving treatment.
You get to decide how often and the duration of your treatment. Your insurance company does not get to limit your sessions or make you justify receiving treatment.
Your insurance company will never deny a claim or suddenly fail to cover services after a policy change resulting in surprise personal payments.
Payments are predictable and easy to budget for, no surprise payments or changes due to unmet deductibles.
If you are unable to attend a session, there is a 24 hour cancellation policy required. Otherwise, you may be charged for the full rate of the session.
If you have any further questions about my rates or out-of-network benefits, please contact me!
GOOD FAITH ESTIMATE Information:
Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.