Insurance & Rates
Out of Network Insurance
I am an Out of Network Provider: If you have out of network benefits I would be happy to provide a receipt of payment monthly to submit to your insurance for possible reimbursement.
If you are paying out of pocket, please know that many insurance plans are able to reimburse you for a percentage of your out of network therapy expenses (at times 50-70% of therapy costs are reimbursable).
Questions to ask your insurance provider to determine your benefits
Is there a deductible that must be met before receiving benefits for out-of-network mental health services?
Once you meet your deductible, what are your benefits for out-of-network mental health services?
Are there limits to reimbursement? For example, a maximum amount reimbursed per session or limit on the number of sessions allowed?
What is the reimbursement I will receive for a CPT code of 90837? (This number is what most individual therapy sessions are coded for).
Paying for sessions
Check, credit card, debit card, HSA, or FSA account.
If paying by card, you will pay through an app called Ivy Pay.
Ivy pay is a payment system created specifically for therapists and clients. It is quick, easy and HIPAA compliant and keeps our therapeutic relationship confidential.
Advantages to paying out of pocket over insurance
Your personal information remains completely confidential.
Your insurance company does not have access to your mental health diagnosis, type of treatment, or whether you're even receiving treatment.
You get to decide how often and the duration of your treatment. Your insurance company does not get to limit your sessions or make you justify receiving treatment.
Your insurance company will never deny a claim or suddenly fail to cover services after a policy change resulting in surprise personal payments.
Payments are predictable and easy to budget for, no surprise payments or changes due to unmet deductibles.
If you are unable to attend a session, there is a 24 hour cancellation policy required. Otherwise, you may be charged for the full rate of the session.
Initial 15-Minute Phone or Video Consultation - Free of Charge
45 Minute Individual Therapy Session - $150.
*Reduced Rate available on a limited basis*
Note: if you'd like a different length of session, please contact me and we can discuss this further.
Any Other Questions
Please contact me for any additional questions you may have about rates. I look forward to hearing from you!